Uninsured and Underinsured Accident Lawyer
If you were hurt in Northern New Jersey, we can help
Car accidents happen all the time in Millburn, Essex and Union counties, and throughout New Jersey. All drivers in the state are required to carry car insurance, and insurance companies typically pay for the damages suffered in accidents. But what happens if a driver doesn’t have insurance, or doesn’t have enough?
Attorney David Leigh of The Leigh Law Firm, P.C. knows that victims and their families can be affected in many ways following a car accident. He is dedicated to making a difference by helping them recover as much financial compensation as possible to help them get through a difficult time in their lives. If you need an uninsured and underinsured accident attorney, you’ve come to the right place.
How uninsured and underinsured motorist claims work in New Jersey
You’ve been in a car accident, caused by a driver who was speeding, texting, or operating recklessly. You’ve been injured and medical expenses are adding up quickly. In addition, you can’t work because you’re hurt so there is less money coming in. The other driver either has no insurance or just has a basic policy. What happens now?
New Jersey is a “no-fault” insurance state. That means that when you are involved in a car crash, your own insurance company is responsible for covering the costs of medical treatment and loss of income, up to your policy limits.
However, the damages sustained in a car accident can be substantial. If you have a serious injury, you have the right to take legal action against the other driver to recover financial compensation from their insurance company. But if the other driver is uninsured or underinsured, your options are limited.
If you chose to add uninsured and underinsured motorist coverage (UM/UIM) to your own insurance policy, that can be used to cover your damages, up to the policy limits you chose. UM/UIM coverage is not required – but it can help protect you.
We know how to handle insurance companies
If you were hurt in an accident caused by an uninsured or underinsured driver, it’s important to get legal advice as soon as possible. A car accident lawyer can review the details of your situation and go over all of your options for recovering compensation in a free consultation.
Even if your own insurance company is responsible for paying the damages you suffered, that doesn’t mean you can expect things to go smoothly. Insurance companies try to minimize your compensation because it helps them save money. There are many different tactics they use to try to justify paying you less.
Attorney Leigh is familiar with all these tactics. He used to represent insurance companies. He knows how they approach car accident claims. They process claims every day and have the advantage in these situations. And they have adjusters and attorneys working to protect their interests.
That’s why you need an experienced car accident lawyer who will fight for what’s best for you. Attorney Leigh takes nothing for granted and will fight to help you recover as much compensation as possible. He will deal directly with the insurance company on your behalf so you can focus on getting better.
We will get to the bottom of what happened
Our firm investigates your accident to get the facts about what happened. We carefully review accident reports and interview witnesses. If needed, we consult accident reconstruction experts and other specialists.
Attorney Leigh monitors the progress of your injury and will keep close track of all current and future medical expenses for treatment that you’ll need. You may also be able to recover compensation for other damages such as lost wages and pain and suffering.
You can expect representation from an attorney who will listen to what you are going through and will work hard to get the best results. You can expect to be kept updated on your case and any settlement offers that are made. And if you ever have questions or concerns, your attorney will be easy to reach. You will get his cell phone number.
Schedule your free consultation with a car accident attorney
If you were hurt in an accident involving an uninsured or underinsured driver, contact us to schedule a free consultation. Learn about your legal options and get answers to any questions you have. There’s no obligation – we just think you should know where you stand.
Attorney Leigh is ready to meet with you at our Millburn office. Or he can meet with you at a location that is more convenient, such as your home or hospital room.